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Consumer · 8 min read

How to file a consumer complaint (Consumer Protection Act, 2019)

Pecuniary jurisdiction, contents of the complaint, online filing through e-Daakhil, evidence and reliefs available — including against e-commerce platforms.

The Consumer Protection Act, 2019 protects consumers against defective goods, deficient services, unfair trade practices, misleading advertisements and unfair contracts. It applies to offline and online transactions, including e-commerce.

Complaints are filed before the District, State or National Commission depending on value, and may also be filed online through the e-Daakhil portal.

Who this guide helps

Is this for you?

  • Buyers of defective goods or deficient services
  • Patients facing medical negligence
  • Home-buyers facing delayed possession or defective construction (subject to RERA)
  • Online shoppers facing non-delivery, fake products or refund disputes

Governing law

Legal basis

  • Consumer Protection Act, 2019 — substantive rights and forums
  • Consumer Protection (E-Commerce) Rules, 2020
  • Consumer Protection (Mediation) Rules, 2020

Step by step

The procedure

  1. 01

    Send a written complaint to the seller / service provider

    Most disputes resolve faster after a clear written complaint by email and registered post — describing the defect/deficiency, the transaction details, and the relief sought, with a reasonable deadline.

  2. 02

    Identify the right forum

    District Commission — value up to Rs. 50 lakh; State Commission — Rs. 50 lakh to Rs. 2 crore; National Commission — above Rs. 2 crore. Value means amount paid + compensation claimed.

  3. 03

    Identify territorial jurisdiction

    The complaint may be filed where the opposite party resides or conducts business, or where the cause of action arose, or — under the 2019 Act — where the complainant resides or works.

  4. 04

    Draft the complaint

    Include parties, facts, transaction details, the deficiency or unfair trade practice, the legal grounds, and the relief claimed (refund, replacement, compensation for loss/injury, removal of defect, discontinuance of unfair practice, punitive damages).

  5. 05

    File online through e-Daakhil

    Use https://edaakhil.nic.in/ to file complaints online and pay fees. Physical filing remains available.

  6. 06

    Mediation (optional)

    The Commission may refer the matter to mediation under the 2020 Rules at any stage — a faster, confidential route.

  7. 07

    Hearing, evidence and order

    Notice is issued; reply, rejoinder and evidence by affidavit are filed; arguments are heard; order follows. Appeals lie to the next higher Commission within prescribed limitation.

Checklist

Documents to keep ready

  • Invoice / order confirmation / payment proof
  • Warranty card and product packaging where relevant
  • Photographs / videos of the defect; medical records (if injury)
  • All correspondence with the seller / service provider
  • Identity & address proof

What to expect

Indicative timeline

  • District Commission: typically 6–18 months for disposal in straightforward cases
  • Mediation route: often within 3–4 months
  • Appeals: 3–9 months depending on the forum

Money matters

Cost components

  • Filing fees — modest, slabs prescribed by Rules
  • Counsel fee — agreed in writing
  • Out-of-pocket: copies, courier, expert reports if any

Indicative only. Actual outflow depends on the forum, valuation and scope of work.

Avoid these

Common pitfalls

  • Wrong pecuniary jurisdiction — leads to return of complaint
  • Filing beyond limitation (two years from cause of action) without condonation
  • Skipping a written demand — weakens evidence of deficiency
  • Vague reliefs — quantify what you are claiming and on what basis

From the chambers

Practical tips

  • For online purchases, capture the listing screen and reviews at the time of order
  • Keep all packaging until the dispute is resolved
  • Mediation can deliver faster outcomes — keep an open mind

Questions we hear

Frequently asked

Can I claim compensation for harassment?

Yes — the Commission can award compensation for harassment, mental agony and litigation cost in addition to refund / replacement.

Are e-commerce platforms liable?

Inventory-based platforms are directly liable; marketplaces have specific obligations under the E-Commerce Rules and may be liable for non-compliance.

Need help with this matter?

Discuss it in confidence with the chambers.

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This guide is general information, not legal advice. The applicable law and procedure may vary depending on the facts of your matter and amendments enacted from time to time.